Kensington is an intermediary only mortgage lender, wholly owned by global specialist bank Investec.

We understand that everyone is different and some people do not fit a standard mould, so our mortgages have a more personal focus, we carefully consider every potential customer and we individually underwrite every application we accept. We call it intelligent lending.

We believe that everyone who can properly afford their own home, deserves their own home, even if their circumstances do not fit a tick box assessment. So we specialise in lending to the self-employed, buy to let investors, people who earn regular bonus or commission, borrowers with more than one source of income and customers who require a decision made by an underwriter rather than an automated credit score.

Kensington mortgages are only available through professional mortgage intermediaries and we are fully committed to supporting and promoting the benefits of professional financial advice and clear information to assist customers in selecting the right mortgage for their needs.